What to record
Call number + date/time
WhatsApp / SMS screenshot
Sender profile / email address
Group name + participants
Reference / family contact
Employer / HR communication
Field-visit claim or incident
UPI / UTR / payment reference
The evidence hierarchy
| LEVEL | EVIDENCE | EXAMPLE |
|---|---|---|
| 01 | Original | Original email, message or screenshot |
| 02 | Context | Full number, sender/domain, surrounding conversation |
| 03 | Timestamp | Date, time, call log and duration |
| 04 | Link | Loan account, UPI/UTR or payment entry |
| 05 | Index | Person contacted, complaint, response and escalation |
The no-panic response
Do not reply to harassment just because it is loud.
Screenshot it. Preserve it. Don't argue in WhatsApp groups. Protect your public social footprint. Move legitimate account communication to verified formal channels.
Screenshot it. Preserve it. Don't argue in WhatsApp groups. Protect your public social footprint. Move legitimate account communication to verified formal channels.
“Ignore” in this context means do not engage with harassment or pressure messages. It does not mean disregard a verified court, police, regulator or other formal legal process.
File naming
YYYY-MM-DD_LENDER_EVIDENCETYPE_DESCRIPTION
Example: 2026-08-08_FastPaise_EmployerEmail_Recovery.jpg
Get the complete evidence workflow →Example: 2026-08-08_FastPaise_EmployerEmail_Recovery.jpg